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Joined 2 years ago
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Cake day: June 15th, 2023

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  • If you make it to Medicare age, it gets a lot less stressful. eg: my folks have had 4 knees replaced with very little out-of-pocket cost. There’s still supplemental insurance, but Medicare, not the profit-driven insurance company, determines what gets covered, and they mostly listen to doctors. There’s always edge cases, where some treatment might not be covered, but I feel like those are uncommon.

    One way or the other, my ultimate health care plan is 9mm.




  • Elon Musk & Sergei Brin are Gen X, but Bezos, Gates, Tim Berners-Lee, Steve Wozniak, and most of the people who built the technology GenX grew up with are Boomers. Zuck is a Millenial, but just barely. You could make a decent start of life as GenX knowing nothing about the technology, but they were still young enough to learn new developments easily.



  • In US metros, they’re typically around 2% of the home value, with discount maybe 50% for owner’s primary residence. Depending on the locality, the home value may be reappraised every year only only after a sale. If you bought a $100k house, planning retirement on $1000 annual taxes, and the area gentrifies your house to $500k, the extra $4k/year in taxes can be a budget buster.









  • The Android app should still be fine. I’d expect Apple’s move to be followed by a lot of creators adding a “Don’t use the iOS Patreon app” to their profiles.

    I mean, apps that are just the website are a bad idea in the first place, but this specific problem is entirely contained to the iOS app. If some people prefer an app to a bookmark, that’s on them.





  • I think about the Vision like I think about a new Gucci bag or a new set of Air Jordans. There’s a small, but very visible, community that is super into that product, probably for reasons not related to its actual functionality. The difference is that there’s a lot of overlap between Apple fans and broader technology enthusiast groups, where we’re more isolated from the Gucci and Jordan communities. There are lots of brand-based fan groups who will happily accept branded merch or content, but not interpret that as ‘advertising.’

    The rest of the world tolerates spyware and especially ads if they feel like the product is worth the intrusion. There’s a reason Meta doesn’t have a logo watermark foating in the corner of Quest view field. There’s a reason VR is still very niche, almost entirely limited to gaming.

    Maybe Vision’s AR experience will change that. Maybe viewing your entire life through a video camera with overlaid graphics has real-world value beyond privacy in co-working spaces. I doubt that value is $3000 and think Vision is more like Apple’s Newton than Apple’s iPhone.