A very long time ago, and much less technologically advanced:

I went to boarding school. We had a little bit of a propensity for sneaking out of the dorm at night.

New dean comes in our senior year and installs alarms on all the exits.

Our senior year time capsule contains the controlling keypad to that alarm system that wasn’t even functional for twenty four hours.

I’ve no doubt that today’s teens possess the ingenuity to bypass if not completely disable this thing.

Fucking Adobe PDF is becoming damn near unusable because of this. Frustrating because I absolutely have to use it all day every day.

Go choke on a two ounce kinder egg

I mean to tell you that I’m that regular. Once in the morning and I’m done until tomorrow.

And yes, I wash my body every single day. Are you telling me the paragon of asshole cleanliness that is Europeans doesn’t?

God Europeans are so eager so shit on all of us. Is it the orange monkey we elected? Is that what did it?

I know Europe loves to shit all over the US on this topic.

Unless I’m sick, well over 95% of my poops take place immediately before I shower. I don’t really see how this is any different.

I had an Apple ][+ in 1982 and an Apple ][c in 1984.

Cost less is a relative term depending on application.

They were cheaper than full business model IBM computers (who hadn’t much entered into the home computer market) but significantly more expensive than other home offerings such as commodore or (shudder) radio shack.

I went over once when they were shooting off commercial grade fireworks on a Wednesday night and feel lucky to have escaped alive. The young bulls got threatening with me until the older guy came out and spoke reason. It’s just a product of where I live.

Here in the Texas summer it’s about seven in the morning. Annoying, but everybody realizes that if you go out any later, you’re gonna die of heat stroke.

My neighbors consistently party until about five in the morning with outdoor speakers on the weekends. I’m generally up for the day before they’re done with last night, and I get to enjoy free concerts from their sound system.

You’re God damned right I’ve zero qualms about firing up the lawn mower as soon as the sun breaks the eastern horizon.

I don’t think they’re allowed to eat the cake anymore. They have to throw it all away at the end of the day instead.

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JK Rowling discovered girls in Hogwarts experimenting with this and duly expelled them from the entire series.

You can use them as a crude compass next time you find yourself unexpectedly in the wilderness.

They’re being pedantic about how the original question was worded in a gotcha attempt. Not worthy of a response.

Tailgating. It’s gonna kill you eventually so let’s streamline the process.

Also fuck you, especially when I’m in a god damned exit lane.

I got everything done today. Laundry, grocery shopping, meal prep. Even took down a couple wasp nests that I blasted in the wee hours yesterday morning.

So that means that tomorrow there is no responsibility so I can and probably will do exactly as depicted in the picture.

What a life!

(As to the wasp nests, I’m generally live and let live but these two straddled my door and were making it dangerous to leave or enter the house, so it was them or me. Sorry little wasp buddies)

I’m a tax accountant.

You’ll never make less due to income tax for making more money.

You can start to get certain credits phased out and can become subject to things like the Medicare surcharge.

But it’s still unlikely that making more will ever get you less.

In a similar track though, I refused raises for a couple years because my kid was in college. If I got a raise, I would be kicked into the next income tier of financial aid eligibility, and that could’ve been catastrophic. Those lines don’t seem to phase as much as they seem to be hard cutoffs - at least as far as my kid’s specific school was concerned. All of her financial aid (grants, not loans) came directly from the school, not the government.

I also was able to enjoy a little bit of education expense credit on my tax return because if it, but that part was nominal.

The biggest hit has been going from head of household with a dependent tax credit to single with fuck all credits. Fortunately, I can itemize my way into a deduction midway between single and head of household, so I got that going for me, which is nice.

Edit: Wow, that was a gibberish filled gummy induced wall of text. Nothing particularly factually incorrect, but man what a slew of non sequitur.

Usury was indeed the term that immediately came to mind.

I would agree, but it’s not my life, not my money. You can’t really go around telling people they fucked up every time you see it.

Most of the math I do at work is related to compound interest. Of all the math I believe the general public should understand, the concept of how paying interest to others is a total screw would get my top vote.

I have a co-worker who took out a car loan last week at, wait for it, FIFTY THREE PERCENT INTEREST! No concept of what that was costing her. She could only see, “I can afford the monthly payment.”

(1 + r)^n and its friend 1/(1 + r)^n have been the two most important concepts in work and personal life that I’ve ever learned and applied.